Best Credit Cards in India 2025

Published on: June 22, 2025

Looking for the best credit cards in India? In this detailed guide, we compare top credit cards in India for 2025, helping you find the perfect fit for cashback, travel, and low-interest benefits.

Why Credit Card Selection is Important?

Choosing the right credit card can help you maximize savings, earn rewards, and manage your finances smartly. Each credit card comes with its own features, offers, and annual fees that you must compare carefully.

Top 5 Credit Cards in India 2025

1. SBI Cashback Card

• 5% Cashback on online shopping
• Annual Fee: ₹999 (waived on annual spending of ₹1 lakh)
• Low-interest rate compared to competitors

2. HDFC Regalia Credit Card

• Airport lounge access
• Earn reward points on every purchase
• Annual Fee: ₹2,500

3. ICICI Amazon Pay Credit Card

• 5% Cashback on Amazon purchases
• No annual fee
• Seamless Amazon integration

4. Axis Bank Ace Credit Card

• 5% Cashback on Google Pay payments
• Annual Fee: ₹499 (waived on spending ₹2 lakh)
• Fuel surcharge waiver

5. Standard Chartered Super Value Titanium

• 5% Cashback on fuel, telephone, and utility payments
• Annual Fee: ₹750
• Easy EMI options available

Quick Comparison Table

Card Name                 | Cashback/Benefits                 | Annual Fee
--------------------------|-----------------------------------|------------
SBI Cashback Card         | 5% on online shopping             | ₹999
HDFC Regalia              | Lounge access, reward points      | ₹2,500
ICICI Amazon Pay          | 5% on Amazon, no annual fee       | ₹0
Axis Bank Ace             | 5% on Google Pay                  | ₹499
SC Super Value Titanium   | 5% on fuel and utilities          | ₹750
            

Frequently Asked Questions (FAQs)

• Q: Which credit card is best for cashback in India 2025?
  A: SBI Cashback Card and ICICI Amazon Pay Card are excellent options for cashback.
• Q: Which credit card offers free airport lounge access?
  A: HDFC Regalia Credit Card offers complimentary airport lounge access.
• Q: Can I apply online for these credit cards?
  A: Yes, most banks allow online applications with quick approval processes.

Conclusion

Finding the right credit card in 2025 is easy with this guide. Always compare fees, cashback, and benefits before applying. For the latest credit card offers, visit the official bank websites.